Insurance & Billing


Reflections Behavioral Health is in network with the following insurance companies:

  • Blue Cross Blue Shield of ND
  • Sanford Health Plan
  • Medica
  • Optum
  • Cigna
  • United Healthcare
  • HealthPartners

​We encourage you to contact your insurance company prior to your first visit to see what coverage options are available, if any.

​*Couples Therapy is typically not covered by insurance*

Insurance and Fees

Insurance Benefits
Depending on your current health insurance provider or employee benefit plan, it is possible for therapy services to be covered in full or in part. I highly recommend contacting your insurance provider to verify how your plan covers therapy or behavioral health services prior to scheduling your first appointment.

When contacting your insurance provider, I recommend asking the following to help determine your benefits:

  • Does my health insurance plan include mental health benefits?
  • Do I have a deductible? If so, what is it and have I met it yet?
  • Are mental health service fees applied toward my deductible?
  • Am I responsible for any co-pays for behavioral health sessions/services? If yes, what is the amount of the co-pay per session?
  • Does my plan limit how many sessions per calendar year I can have? If so, what is the limit?
  • Do I need written approval from my primary care physician in order for services to be covered?

If you have out-of-network insurance coverage, you can choose to receive a super-bill (medical receipt) that can be submitted to your insurance company for consideration for partial/full reimbursement.

Fees for Services

  • Intake/Initial Consult (75 minutes) $225.00
  • Intake/Initial Consult—Couples (75 minutes) $200.00
  • Individual Therapy Session (60 Minutes) $200.00
  • Couples Therapy Session (60 Minutes) $175.00
  • Individual Therapy Session (45 Minutes) $175.00

*Please note: couples therapy is not typically covered by insurance*

Methods of accepted payment include cash, check or credit card.

Cancellation/No-Show Policy

You may choose to receive reminders from Reflections Behavioral Health, PLLC prior to your scheduled appointment. Please keep in mind that automated reminder services are not a guarantee and that it is your responsibility to attend your sessions or provide notice if you need to cancel or reschedule your appointment. A 24-hour notice is required if you are unable to keep your scheduled appointment. If you do not attend your scheduled appointment and you have not notified me at least 24 hours in advance, you will be charged a $75.00 late cancellation or no-show fee. Please be aware that this fee cannot be reimbursed by your insurance.

However, I do understand that emergencies/unexpected events happen and that you may not always be able to give this advanced notice. These instances will be evaluated on a case-by-case basis. I do request that contact be made with me via phone, text, or email if you will not be able to attend your scheduled appointment. If late cancellations or no shows become a habit, services may be terminated, based on the discretion of the provider.

No Surprises Act of 2022

You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. Under the law, healthcare providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.

  • You can receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes costs like medical tests, prescription drugs, equipment, and hospital fees.
  • Ensure your healthcare provider gives you a Good Faith Estimate in writing at least one business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
  • If you receive a bill at least $400 more than your Good Faith Estimate, you can dispute the bill.

For questions or more information about your right to a Good Faith Estimate, please call our office at (701) 380-8612.